Google Wallet & Android Pay
24 Nov 2016

Google Wallet & Android Pay

In this article we will take a closer look into Google Wallet & Android Pay.

24 Nov 2016

In this article, we will take a closer look at Google Wallet & Android Pay.

Google Wallet 

Google Wallet is a service made for the purpose of sending and requesting money from anyone. Once you receive the money through Google Wallet you can transfer it to your debit or credit card.

Pros

  • Focus on person-to-person mobile payments.
  • Clean interface.
  • Optional physical card.
  • Send money via text messages.

Cons

  • Credit and debit card fees.
  • NFC payments and gift card, online coupon, and loyalty program management feature moved to Android Pay.

Basically, If you have a Google Account you can access to the app. You can exchange money with friends right on the main screen through the Venmo-inspired interface, as long as you have your friend’s email address. The only thing another person has to do to claim the money is set up their own Google Wallet account. Unclaimed cash comes back to you after two weeks. For future reference, all transaction will be recorded.

Android Pay

Android Pay is an app for Android phones for payments in stores and within apps.

You can download the app from Google Play and then set up your credit or debit card and you are ready to use it. But have in mind that Android Pay is available just for Android devices and not for iOS devices.

Pros

  • Supported by thousands of Android devices
  • Second largest user base

Cons

  • Android Pay is only for Android users 
  • It is available just in few countries

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